Commercial Loan Specialist - Edison

Company: Unity Bank
Location: Edison
Posted on: February 13, 2026

Job Description:

Job Description Job Description Position Summary The Commercial Loan Specialist is a key support function to the commercial lending team. She/he assists with various commercial loan servicing activities, including but not limited to on-boarding of new and existing customer information, direct follow up with customers for required information, assist lending team with meeting reporting deadlines, database management, site visits and preliminary underwriting and customer interaction and correspondence. Essential Functions Address overdrawn accounts situations Order credit reports on borrowers from Experian as needed. Perform site visits of customers place of business Assist team with prep of credit memos with the loan officers for various purposes, including renewals, commitment extensions and loan revisions. Process servicing requests for existing loan customers, such as statement requests and copies of other documents. Monitor and report on assigned loan portfolio activity to bank management as requested. Follow up with borrowers to obtain financial information or documentation Follow up with borrowers to obtain open items to facilitate the loan closing process. Obtain environmental report bids and engage vendors Coordinate with borrowers and branch staff to open required deposit accounts before closing. Communicate with people outside the organization on a regular basis including borrowers, brokers, and accountants. Analyze personal credit data and personal financial statements to assist in the completion of Letters of Interest and commercial credit underwriting Assist with commercial loan/payment collections Begin the Loan Proposal write up and input as much information as possible, including existing deposit and loan balances, property info, code page info, etc. Attend loan closing if the loan officer is unavailable, depending on level of experience Upload all documents and correspondence to Abrigo (financials, LPs, memos) Move loans to closing once signed commitment letter and fees are received Assist Portfolio Management with obtaining required financials and related information to complete Annual Reviews Job Requirements and Qualifications Job requires strict attention to detail and thoroughness in the completion of job duties. Job requires analysis of financial information with oversight by a manager Education and Experience Associates Degree preferred or related field or equivalent experience Three years working at a Commercial Bank or Credit Union Knowledge of SBA lending programs preferred, but not required Licenses and Certifications N/A Knowledge, Skills, and Abilities Ability to work independently with limited supervision Ability to work in a structured environment with established procedures Professional behavior mandatory at all times Customer service oriented Good organizational skills and ability to multi-task Ability to effectively communicate with other bank departments Excellent reading comprehension Knowledge of administrative and clerical procedures and systems such as word processing, managing data, files, and records, designing forms, and other office procedures. Excellent computer skills in a Microsoft Windows environment including proficiency in Word Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages. Ability to speak and write clearly to effectively convey information so that others understand and as appropriate for the needs of the audience. Ability to apply common sense understanding to carry out written and oral instructions. Physical Requirements Ability to sit for long periods of time up to 75% of work hours. Ability to use hands to grasp, handle or feel. Ability use computer keyboard and system to enter data and process information. Ability to talk, hear, and see. Ability to use telephone to communicate with customers and employees. Ability to drive for site visits of customers Use office equipment such as teller scanner, personal computer, telephone, mobile device, copier, fax machine, adding machine, etc. Working Conditions Moderate sound as in business office with office machines, computers, and people traffic. Open floor work environment. Compliance It is the responsibility of each bank staff member and of management to adhere to policies and procedures designed to implement compliance with the laws and regulations to which the bank is subject. Each bank staff and management member shall be accountable for understanding how compliance with laws and regulations affects the performance of their day-to-day duties, for completing compliance training as assigned and for carrying out those duties in a manner to achieve compliance with those laws and regulations. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability. This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment. This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities, or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods, or otherwise balance the workload. Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.

Keywords: Unity Bank, Edison , Commercial Loan Specialist - Edison, Accounting, Auditing , Edison, New Jersey